:root {
  --cream: #f7f5ef;
  --navy: #0b1f33;
  --slate: #475569;
  --line: #d9e0e8;
  --amber: #f5a000;
  --white: #ffffff;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--cream);
  color: var(--navy);
  font-family: Inter, system-ui, sans-serif;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--navy); }
a:hover { color: var(--slate); }
:focus-visible { outline: 2px solid var(--navy); outline-offset: 3px; }
::selection { background: var(--amber); color: var(--navy); }

.skip-link {
  position: fixed;
  top: 8px;
  left: 8px;
  z-index: 20;
  padding: 10px 14px;
  transform: translateY(-300%);
  background: var(--amber);
  color: var(--navy);
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
}
.skip-link:focus { transform: translateY(0); }

.shell { max-width: 900px; margin: 0 auto; padding-inline: clamp(16px, 4vw, 28px); }

.site-header { border-bottom: 2px solid var(--navy); background: var(--cream); }
.header-inner {
  min-height: 72px;
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  padding-block: 13px;
}
.brand-link { display: flex; align-items: center; color: var(--navy); text-decoration: none; flex: none; }
.brand-link img { display: block; width: clamp(128px, 13vw, 172px); height: auto; max-width: 100%; }
.contact-group {
  margin-left: auto;
  display: flex;
  align-items: stretch;
  overflow: hidden;
  border: 1.5px solid var(--navy);
  border-radius: 2px;
  background: var(--white);
}
.contact-link {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 3px 12px;
  color: var(--navy);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .08em;
  text-decoration: none;
  white-space: nowrap;
}
.contact-link:first-child {
  flex-direction: row;
  align-items: center;
  gap: 6px;
  border-right: 1px solid var(--line);
  font-variant-numeric: tabular-nums;
  letter-spacing: 0;
}
.contact-label { color: var(--slate); font-size: 9px; letter-spacing: .1em; }
.contact-number { font-size: 12.5px; }
.contact-link:hover { background: #e7edf3; color: var(--navy); }
.back-link { min-height: 44px; display: inline-flex; align-items: center; font-size: 13.5px; font-weight: 600; }

.legal-main { padding-block: clamp(32px, 5vw, 56px) 96px; }
.eyebrow {
  margin: 0 0 10px;
  color: var(--slate);
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
}
h1, h2, h3 { font-family: "Barlow Condensed", "Arial Narrow", sans-serif; }
h1 { margin: 0; max-width: 820px; font-size: clamp(42px, 6vw, 64px); line-height: .98; letter-spacing: .005em; }
.lede { margin: 18px 0 0; max-width: 72ch; color: var(--slate); font-size: 15px; line-height: 1.7; }
.review-card {
  max-width: 76ch;
  margin-top: 24px;
  padding: 16px 18px;
  border: 2px solid var(--navy);
  background: var(--white);
  font-size: 14px;
  line-height: 1.7;
}
.review-card strong { display: block; margin-bottom: 3px; font-size: 12px; letter-spacing: .08em; text-transform: uppercase; }
.quick-nav { display: flex; flex-wrap: wrap; gap: 10px 18px; margin-top: 20px; font-size: 13.5px; font-weight: 600; }

.legal-section {
  margin-top: 54px;
  padding-top: 18px;
  border-top: 2px solid var(--navy);
  scroll-margin-top: 20px;
}
.legal-section h2 { margin: 0 0 22px; font-size: clamp(32px, 4.5vw, 44px); line-height: 1.05; }
.legal-section h3 { margin: 28px 0 8px; max-width: 760px; font-size: clamp(25px, 3.3vw, 31px); line-height: 1.08; }
.legal-section p,
.legal-section li { max-width: 76ch; font-size: 14.5px; line-height: 1.8; }
.legal-section p { margin: 0 0 14px; }
.legal-section ol,
.legal-section ul { margin: 0 0 18px; padding-left: 25px; }
.legal-section li + li { margin-top: 7px; }
.legal-section strong { font-weight: 700; }
.legal-section a { overflow-wrap: anywhere; }

.policy-grid { display: grid; gap: 18px; margin-top: 28px; }
.policy-card { border: 2px solid var(--navy); background: var(--white); padding: 20px; }
.policy-card h2 { margin: 0 0 10px; font-size: clamp(28px, 4vw, 38px); line-height: 1.05; }
.policy-card p, .policy-card li { font-size: 14.5px; line-height: 1.75; }
.policy-card p { margin: 0 0 12px; }
.policy-card p:last-child { margin-bottom: 0; }
.policy-card ul { margin: 0; padding-left: 22px; }
.policy-card li + li { margin-top: 7px; }

.opt-in-card {
  max-width: 780px;
  padding: clamp(22px, 4vw, 32px);
  border: 2px solid var(--navy);
  background: var(--white);
}
.opt-in-card h3 { margin-top: 24px; }
.program-label {
  margin: 0 0 10px !important;
  color: var(--slate);
  font-size: 11.5px !important;
  font-weight: 700;
  letter-spacing: .12em;
}
.flow-steps { margin: 18px 0 0; padding-left: 24px; }
.flow-steps li { font-size: 14.5px; line-height: 1.75; }
.flow-steps li + li { margin-top: 8px; }
.spoken-prompt {
  margin: 10px 0 0;
  padding: 18px 20px;
  border: 2px solid var(--navy);
  background: var(--cream);
  font-size: clamp(16px, 2.4vw, 19px);
  font-weight: 600;
  line-height: 1.65;
}
.sms-disclosures {
  margin: 22px 0;
  padding: 16px 18px;
  border-left: 5px solid var(--amber);
  background: #e7edf3;
}
.sms-disclosures p { margin: 0 0 7px; }
.sms-disclosures p:last-child { margin-bottom: 0; }
.sms-example {
  margin: 10px 0 0 !important;
  padding: 16px 18px;
  border-left: 5px solid var(--navy);
  background: var(--cream);
  font-size: 14px !important;
  line-height: 1.7 !important;
  overflow-wrap: anywhere;
}
.review-evidence { margin: 16px 0 0 !important; color: var(--slate); font-size: 12.5px !important; line-height: 1.65 !important; }
.sms-policy-links { margin-top: 16px !important; font-size: 13.5px !important; font-weight: 700; }

.site-footer { border-top: 1px solid rgba(247, 245, 239, .2); background: var(--navy); color: var(--cream); }
.footer-inner { min-height: 72px; display: flex; align-items: center; gap: 18px; flex-wrap: wrap; padding-block: 16px; font-size: 12.5px; }
.footer-inner span { color: rgba(247, 245, 239, .7); }
.footer-inner a { color: var(--cream); }
.footer-inner a:hover { color: var(--amber); }
.footer-inner a:first-of-type { margin-left: auto; }

@media (max-width: 680px) {
  .header-inner { align-items: flex-start; }
  .contact-group { width: 100%; margin-left: 0; order: 3; }
  .contact-link { flex: 1; }
  .back-link { margin-left: auto; }
  .legal-section { margin-top: 42px; }
  .spoken-prompt { padding: 16px; }
  .footer-inner { align-items: flex-start; flex-direction: column; gap: 10px; }
  .footer-inner a:first-of-type { margin-left: 0; }
}

@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }